If you’re receiving threats of wage garnishment or already seeing deductions from your
paycheck due to unpaid student loans, it’s time to act fast. Wage garnishment can legally
reduce your income by up to 15%—without needing your consent.
Why Is This Happening?
Most student loan wage garnishment is triggered when:
● Your federal student loan has been in default for 270+ days
● You’ve received multiple delinquency notices but haven’t responded
● The loan has been transferred to collections through the U.S. Treasury
What Are Your Options?
The good news? You can stop garnishment—legally and quickly—through federal
consolidation and repayment options.
At Total Credit Rehab, our Student Loan Help Program has helped borrowers stop wage
garnishment in as little as 10 days.
Here’s How:
- Complete a Federal Student Loan Status Review
- We determine which loans are in default and assess your legal risk.
- Apply for Federal Loan Consolidation
- We help you consolidate your loans into one, restore good standing, and enroll in an Income-Driven Repayment (IDR) plan.
- Get Back in Control
- Once your application is accepted, garnishment orders are stopped, and you regain
control of your income.
- Once your application is accepted, garnishment orders are stopped, and you regain
Final Thought:
The system is designed to be confusing. But with the right guidance, you can stop the damage
and get back on track.
📲 Ready to stop garnishment before it escalates?
Apply for the TCR Student Loan Help Program today and take your first step toward freedom.
